The PCI Security Standards Council publishes multiple standards — DSS, PIN, PTS, MPoC, P2PE, and more. Each maps to a different layer of the payment stack, and conflating them …
In the POS systems I have worked on, “is this terminal secure?” almost never has a hardware-only answer. The card read is one boundary. The PIN entry is another. So are …
Every time you tap your phone at a terminal, add a card to an online merchant, or set up a recurring subscription, the system doesn’t use your actual card number. It uses a …