6 pages

Softpos

POS Architecture Beyond Certification: Financial Infrastructure, Fraud Detection, and the Expanding Attack Surface

The POS terminal has quietly become critical financial infrastructure — and most architects are still designing it like a payment endpoint.

Offline EMV vs Store-and-Forward: Two Different Mechanisms, One Confusing Name

When a POS has no connectivity, merchants still need to accept payments. The industry uses terms like “offline transaction” and “offline processing” loosely — but in EMV terms, …

L3 Certification Paths Are Not Created Equal: C-TAP, SmartPOS, and SoftPOS

When people talk about “L3 certification,” they often treat it as a single, uniform process. It isn’t. EMV Level 3 focuses on validating integration of the acceptance device with its …

Payment Tokenization: How Tokens Replace PANs Across the Payment Chain

Every time you tap your phone at a terminal, add a card to an online merchant, or set up a recurring subscription, the system doesn’t use your actual card number. It uses a token — a substitute …

POS Terminal Environment Classifications: Attended, Semi-Attended, and Unattended

When you certify a SmartPOS terminal, the environment classification isn’t a minor detail — it’s a first-order architectural decision that determines CVM behavior, risk management rules, …

Prompt Engineering for POS: Treating LLM Inputs as First-Class Architecture

When we talk about AI in payments, the conversation often jumps to chatbots and support agents. But the real leverage — especially in regulated environments like SmartPOS and SoftPOS — is how you …